dearham management services motorcycle insurance risk insurance personal accident motor vehicle building household insurance south africa
dearham management services motorcycle insurance risk insurance personal accident motor vehicle building household insurance south africa
dearham management services motorcycle insurance risk insurance personal accident motor vehicle building household insurance south africa
dearham management services motorcycle insurance risk insurance personal accident motor vehicle building household insurance south africa
dearham management services motorcycle insurance risk insurance personal accident motor vehicle building household insurance south africa

 

dearham management services provides best insurance premium dearham management services authorised financial services provider

Registered Financial Services Provider: FSP No. 40050

 

Decide what is best for you

The South African insurance industry is highly competitive with seemingly new agencies and new industry buzz phrases popping up every day.  How is the average consumer supposed to decide the best agency for handling their needs?  Let's face it, you don't really know how good your insurance agency is until you actually need them.

Insurance is one of the most sound investments you can make to protect yourself and your property, so buy the best possible policy you can afford. There is a definite advantage of using an agent such as Dearham to purchase your insurance policy. We are able to offer you advice and any suggestions that can help you in your situation.

Most people cannot afford a R250,000 medical bill or come up with the money out of their savings to replace their home and personal property in the event of a fire. Insurance is a "savings account" in case the worst happens so you do not have to come out of pocket in these scenarios.

Insurance will protect you and your family from possible bankruptcy, can replace your property and/or your vehicle. Then you can rest easy knowing you are covered with the most appropriate insurance for your needs.

Why a middle man?

It is becoming more and more important to discerning clients to be able to pick up the phone and talk to their broker without lengthy holding periods, and then having to press 1 for this or 2 for that. Clients moving back towards the more personal attention offered by an insurance broker or “middle man”. The notion that a direct insurer has better premiums on offer as there is no commission payable to a broker is simply not accurate. Many, many times a broker has access to better premiums by virtue of being able to offer the best quotations from various reputable insurers and underwriters. Give us a try and see for yourself.

Products & Services

Riding a motorcycle is one of the most exhilarating experiences a person can have.  The freedom of not being "caged in", the rush of adrenalin when riding on the track, and that feeling of having nothing separate you from the elements of nature are all pertinent reasons so many people choose to ride a motorcycle.

When you ride it is important to know you have made the right insurance decisions to protect you, your gear, and your bike in case of an accident or a break down.  Dearham's got you covered when you choose us as your insurance provider.

 

dearham management services motorcycle insurance risk insurance personal accident motor vehicle building household insurance south africaChances are you have spent somewhere in the range of between R10,000 and R25,000 for your riding gear - gloves, helmet, boots, leathers or riding pants and jacket, armour, etc.  Put that together with another R15,000 for your motorcycle trailer and sturdy straps and you have a hefty investment in your chosen "sport".  Add these costs to that fancy brake system, slipper clutch, screen and maybe those nice rear sets and you quickly see what it will cost you to replace all of these items if you happen to have a crash.

Dearham offers ALL RISK insurance that allows our clients to add accessories, riding gear and apparel, and trailers to their standalone motorcycle policy.

dearham management services motorcycle insurance risk insurance personal accident motor vehicle building household insurance track riding south africaMotorcycle track days are fun, fast, and a great learning tool. If you're addicted to speed, they allow you to push your motorcycle to the limit. If you're tired of dodging cages, you'll love the security of a car free road. Perhaps you want to become a better, safer, more proficient rider. All of these are phenomenal reasons to attend a motorcycle track day, improve your riding skills, and get your kicks for speed in a safe environment.

At Dearham we understand how important and beneficial attending track days and track schools is to all levels of riders, whether a complete novice or an experienced rider. That's why we offer track cover included in the motorcycle policy premium and incurs no extra charge. All approved track schools are covered as well as all classes. All we ask is that the client notifies us of his or her intention to attend so that we may confirm that the track day being attended is covered by our underwriters.

dearham management services motorcycle insurance risk insurance personal accident motor vehicle building household insurance south africa roadside assistanceBreaking down on the side of a road is never fun, especially not on a motorcycle.  It's not like you can phone up any tow truck to recover your vehicle, and what if you are on your trusty adventure bike and something happens on some dirt road in the middle of what seems to be "nowhere".....what then?

With Dearham, roadside assistance is included on all on road motorcycle policies, on a 24 hour basis. The value of this product lies in the fact that our own towing service shall collect the motorcycle, reducing huge towing and storage costs levied by towing companies. We also then have control over where the motorcycle is sent for repair quotations, such as franchised dealers. The client is issued with a card showing a toll free number to be contacted in case of emergencies.

dearham management services motorcycle insurance risk insurance personal accident motor vehicle building household insurance south africaThis specialised cover is available as an add-on to your basic motorcycle insurance policy.

Although we do not want to think of an accident happening to us it is an ever present reality.  Dearham Management Services offers personal accident insurance to cover you in case the unthinkable happens.

Ride your motorcycle on the road or attending a track school and have peace of mind knowing your policy is there to protect you.

dearham management services motorcycle insurance risk insurance personal accident motor vehicle building household insurance south africaOf all the advantages that home insurance offers the biggest is peace of mind. You have a lot invested in your house and losing it would be a disaster. That is what home insurance is designed to protect you from and the reason that everybody needs to have home insurance coverage. Not having it is way too risky.

Normally if your home is destroyed everything inside it will be destroyed as well so having this coverage is another huge advantage of home insurance. In addition your home insurance policy will generally cover the items in your home in the event of theft, another huge benefit.

At Dearham we understand how important your home is to your and your family.  That is why we offer home insurance coverage with the right options for you.

 

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